a.
Some saddle makers believe if the front angle fits your horse, then
the entire saddle fits. This is not true. The angles in the middle
and back of the saddle tree bars, and the amount of rock in the
bars can make a big difference.
b.
If a saddle maker or sales person tells you a specific size will
fit based only on the type or breed of horse, they are just guessing.
c.
Some saddles are actually designed to induce discomfort (by concentrating
all the weight onto the front and rear points of a saddle) in order
to force the horse to perform a specific gait or action. Unfortunately,
these designs have been accepted by cultures who value looks more
than the long term health of their horses. Many “gaited”
saddles are in this category.
d.
Some saddle makers believe in ‘flexible’ trees that
move with the horse. Most of these still contain
immovable or hard structures for the pommel and cantle and are in
effect only 'barless'. Saddles are meant to distribute the rider’s
weight quietly over a wide weight bearing surface of the horse.
When parts of the saddle flex, weight is concentrated in the hard
surfaces that remain. In most flexible saddles that area is so small
that the result is usually a very sore horse, and tissue damage
over time. 
The Bottom Line
You
have to educate yourself and match the right saddle/tree to your
horse's back. The only way to know for sure if it fits is
to put it on your horse and check. It helps to see
and feel good fit and bad fit, and to learn to see what the horse
is telling you about it. Start by reading the Ten
Elements of Fit. And seek out an experienced saddle fitter for
help with this.